Every year, criminals come up with new ways to steal other people's money, including forcing them to take out loans and transfer money to supposedly safe accounts. The COVID pandemic and the period of self-isolation have forced criminals to focus more on telephone fraud. To protect yourself, it is worth constantly familiarizing yourself with new fraudulent schemes.
How to apply for a mirror loan
Fraudsters use this scheme, playing on people's fears. A criminal calls the client and introduces himself as a bank employee. He asks to confirm the loan application. The client says that he did not submit any application. The fraudster convinces the victim that criminals are trying to get a loan on behalf of the client. He says that for protection, they usually spain mobile database make a counter application for the same amount - supposedly then the bank will cancel the first one. And the second one will be closed later by the employee. Of course, he claims that action must be taken urgently.
The client follows the instructions and, together with the scammer, makes the only real application. In the process, the fraudster gets hold of additional personal data, if he has not already obtained it.
A little later, the scammer may say that the new application was submitted too late, and the fictitious criminals have already been approved for a loan. They have not yet received the money, and the only way to save their funds is to transfer them to a certain secure account.
The client transfers money. In reality, it turns out that he sent either his own savings or funds that the bank gave him on the basis of a single real request. There is no special secure account. The client transfers money to an account that the caller has access to.
How scammers force you to take out a loan over the phone
The stories of victims of scammers are often surprising. The signs of deception are noticeable quickly, and the actions of the victims seem irrational. These stories have one important element in common - the criminals in almost all cases claim that the victim's money is at risk.