Also, during the verification, with the client's consent, the bank can make a request to government agencies - the pension fund, tax office, bailiff service, Rosreestr and others. This once again confirms the need to indicate only reliable information in the questionnaire.
As practice shows, the decision on the application does not depend on the method of its execution. Whether the loan is approved or not will depend only on the results of the check.
During a personal visit to the bank, the credit manager will not be able to influence the outcome of the review in any way. He will only consult on the terms and fill out the questionnaire based on your words and the information in the documents. Your task is to check all the data before sending it.
In terms of convenience and time saving, it is better to submit an slovenia mobile database application yourself through the website. The borrower is required to correctly fill in the online form fields and send it for review. The entire procedure usually takes a few minutes.
What must be indicated in the application
You don't need to fill out anything yourself: the online form specifies what information the bank needs. As a rule, the application consists of the following sections:
Credit details - amount, term, purpose of the loan. Based on this data, the system will calculate the estimated monthly payment amount.
Contact information — full name, date of birth, city of service, mobile phone number, email address. When authorizing through State Services, this information is filled in automatically.
Passport details — document series and number, date and place of issue, division code, place of birth, address and date of permanent registration, actual residence address, details of the previous passport. Sometimes the bank asks to clarify the living conditions — ownership, rent, social housing, living with parents.
Income and property - type of employment, amount of monthly income and expenses, name of employer, length of service, position.
Marital status, information about children.
Before submitting for review, you must attach copies of your passport and SNILS to the application. If the bank's requirements include proof of income, you must upload the relevant certificate or statement from your salary card.