the amount of the monthly payment

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Financial institution. The First Guild of Moneylenders employs people from large banks. They personally know what rules creditors follow when making decisions. The company has certificates endorsed by bank representatives stating that it is a partner of financial institutions. A conscientious broker does not take advance payment for work. The client pays him a commission only after receiving the money. The center helps to obtain loans secured by an apartment or vehicle, for the purchase of real estate, for refinancing or for business development. A broker should be contacted by a borrower with a bad credit history, without a certificate.

Of income and in difficult situations such as remortgaging real estate. Since banks trust the broker, the latter can negotiate a reduction in the interest rate or of the future loan. Get a consultation Find out more Expert Advice mexico telegram mobile phone number list We asked the head of the company First Guild of Moneylenders Elvira Glukhova to share advice on what a borrower should do if a bank refuses a loan. Before you apply, you need to look at your credit history and credit rating. If you have current delinquencies, it is almost impossible to get a loan.

Without collateral usually residential real estate Ed. . First, you will need to close the delinquencies and wait until they disappear from your credit history. Or use collateral. Next, a common reason for refusal is the lack of income verification. For example, you write in the application that you are not employed anywhere. Or you indicate your job, but it is not confirmed the bank can verify this information by calling the company. Sometimes the reason for refusing a loan is formal the bank called to clarify some detail in the application, but the client did not pick up the.