Bank clients often get confused in the details of payment instruments. Most often, the problem arises with the numbers of cards and accounts linked to them - these are not the same thing, the difference is fundamental. If you mix up the data, the payment may not be received - for example, when returning personal income tax and even with a regular transfer.
Let's talk about how to find out the card account number, not to confuse it with the plastic card number and rationally use the details for transfers to individuals and legal entities.
What do the numbers on a plastic card mean?
Any "plastic" has a combination of numbers. Usually there are 16 of them. Depending on the bank's policy and its security requirements, the combination can be placed on either the front or back side of the payment instrument.
We are talking about the card number - it is linked to a bank account changsha mobile number database and contains a lot of encrypted data. Including information about the bank, the payment system (PS) used and the holder.
What can you learn from this combination:
The type of payment system is indicated by the first digit. For example, the number of the “plastic” from the PS “Mir” always starts with “2”.
Bank Identification Number (BIN) – this is indicated by the digits from 2 to 5. This combination will indicate which bank branch issued the card and what type it is (credit or debit).
Place of issue of the payment instrument - this information is specified by numbers from 7 to 15. The combination will make it clear in which region and city the "plastic" was issued.
The last digit is used to protect bank clients during payments and transfers. It is selected by the system automatically and reduces the risk of errors to zero. Such a combination almost completely eliminates the possibility of transferring money to a stranger due to a typo and accidentally indicating 1-2 incorrect digits.